SSI Basics
The essentials of Supplemental Security Income: who it serves, how the process works and what it takes to keep benefits.
This page covers the general shape of the program. Details vary by situation and can change, so always confirm with the agency that runs SSI.
What SSI is
Supplemental Security Income is a federal program that provides monthly payments to people with limited income and resources who are older, blind or have a disability. In many states it also connects people to other support, such as health coverage.
Who it serves
- Older adults with limited means
- People who are blind
- Adults with a disability that limits their ability to work
- Children with a qualifying disability, based on the family’s finances
More detail: who is SSI for?
How the process works
1. Apply
You can usually start online, by phone or in person. A family member or helper can often assist.
2. Provide information
Expect questions about income, resources, living arrangements and, for disability claims, medical history and treatment.
3. Decision
The agency reviews financial eligibility and, where relevant, medical evidence. This can take a while.
4. Appeal if needed
If you disagree with a decision, you can ask for it to be reviewed. Appeals have deadlines, so act quickly.
Keeping benefits
Once approved, report changes in income, resources and living situation, and respond to reviews. See what changes to report.
SSI Collect is an independent guide. We are not affiliated with any government agency, and this is general information, not legal advice.